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A Mortgage Tree Report, also known as a Homebuyer Tree Survey, is often required by mortgage lenders or requested by buyers when trees are located close to a property. These reports help identify potential risks such as subsidence, structural damage, storm failure, or future maintenance issues.
At Tree Survey Team, we provide clear, reliable mortgage tree reports designed to satisfy lender requirements and give buyers confidence when purchasing a property. Our surveys are fast, affordable, and provide practical recommendations tailored to your situation.
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A Mortgage Tree Report is a focused assessment of the trees around a property, with the specific aim of identifying risks that might impact a mortgage lender’s decision or affect the long-term safety of the home.
Unlike planning-related surveys, this inspection centres on tree safety, condition, root impacts, and property protection, providing peace of mind to both lenders and buyers.
This survey typically includes:
The result is a concise but thorough report addressing all concerns that lenders or solicitors commonly raise.
Mortgage lenders may request a tree survey if trees appear close to the property, especially where clay soils are present or large species are nearby. Even when not demanded by the lender, buyers often choose to commission the report to avoid unexpected problems after purchase.
A Mortgage Tree Report helps to:
This survey is a cost-effective way to protect your investment and avoid surprises once you move in.
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At Tree Survey Team, we produce clear, easy-to-understand reports suitable for lenders, surveyors, and buyers. Each tree is assessed with attention to both current condition and long-term risk.
Our survey includes:
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These surveys are highly relevant for property transactions and mortgage applications. They are commonly required when large trees are visible or flagged by the mortgage valuation survey.
Typical clients include:
If a tree is near the house or boundary — or the mortgage surveyor has raised concerns — this assessment provides reassurance and clarity.
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You should consider booking this survey when:
Prompt assessment helps avoid delays in the conveyancing process.
We understand that property purchases are often time-sensitive. That’s why Tree Survey Team provides fast appointments and quick report delivery to keep your transaction on track.
With us, you benefit from:
Most reports can be delivered within a few days of survey.
Our specialists combine arboricultural expertise with an understanding of property risk and lender expectations. We ensure your report is accurate, professional, and suitable for all mortgage providers.
Our strengths include:
We help you proceed with confidence and avoid unexpected tree-related issues.
If your lender has requested a tree report — or you want peace of mind before purchasing — contact Tree Survey Team today for a fast, competitive quote.
